Lied about receiving an online order? That could be fraud

On Behalf of | Jun 16, 2020 | White Collar Offenses |

You were using your credit card to buy several items online, and you were excited to have them shipped to you. You always check your monthly statement, and that is when you saw an unusual charge. You disputed the bill for the merchandise, thinking that it wasn’t something you’d purchased. It turned out that it was.

You didn’t let the company know that you actually received the item and that the charge was legitimate. That’s why it’s not surprising that the authorities have gotten into contact with you. That $1,000 purchase needed to be paid for, and your dispute, they say, was fraudulent.

In a case where you accidentally disputed a charge, it is important to let the company know that it was a mistake as soon as you realize it. If you keep an item that you claimed never arrived or that you didn’t approve a charge for, it could end up leading to charges down the line.

Fraudulently making purchases or fraud regarding returns or disputes are all kinds of credit card fraud to watch out for. They can happen accidentally, but the individuals who lost money because of you may not believe that you did this unintentionally.

What should you do if you’re accused of credit card fraud?

If you are accused of committing credit card fraud, you should know that this situation is serious. Credit card fraud is a significant white collar crime that could lead to heavy fines or even a prison sentence. You may want to look into building a defense and protecting yourself against the allegations so that you can minimize the risk of damage to your reputation or lifestyle.